By Jeff Adolph Dictionary of Terms A Adjustment Date Let's say that you had a mortgage for $250,000 and your current interest rate on this mortgage was 5.33%. However, on the 16th of August your lender changes the rate to 5.43%, and then notifies you of this change by placing this new rate on your mortgage statement. You may have several adjustment dates over the life of your mortgage, or you may have many, and hopefully your adjustable rates will decrease rather than increase as this makes you that much happier. Image Source: Microsoft Clipart ----------------------------------------------------------------- *RealQuestions RealAnswers* Click on Comments below and share your thoughts and opinions, ask a real estate question or offer story suggestions... ----------------------------------------------------------------- © 2006+ Jeff Adolph GayRealEstate USA Proudly Sponsored By:
The Adjustment date, is the day and month that an interest rate changes on an adjustable rate mortgage, or ARM.
This then means that the date your interest rate rose on, is your adjustment date, which in our example is the 16th of August.
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