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To Extend or Not to Extend the First-Home Buyer Tax Credit?

By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

Article Source: White, Martha C. (2009) Home Buyer Tax Credit Will Prolong Recovery; available online at http://www.washingtonpost.com

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By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

Article Source: White, Martha C. (2009) Home Buyer Tax Credit Will Prolong Recovery; available online at http://www.washingtonpost.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

Article Source: White, Martha C. (2009) Home Buyer Tax Credit Will Prolong Recovery; available online at http://www.washingtonpost.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

Article Source: White, Martha C. (2009) Home Buyer Tax Credit Will Prolong Recovery; available online at http://www.washingtonpost.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

Article Source: White, Martha C. (2009) Home Buyer Tax Credit Will Prolong Recovery; available online at http://www.washingtonpost.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

There are calls to extend the first-home buyer tax credit of $8K, which is set to expire in on November 30th of 2009. However, many real estate experts feel that by extending the credit this may actually hinder the financial recovery of the market rather than aid it.

The first-home buyers tax credit, which is available to home buyers who have not owned a home within the last three years, and who have a combined income of less than $150K, is currently being petitioned in Congress for extension.

Evidently, several Congress members have either voiced or drafted their support for an extension of the first-home buyers tax credit. For example - Georgia Republican, Johnny Isakson has suggested that the tax credit be raised to $15,000 and extended until 2010. In addition to this, Isakson has also stated that he feels the tax credit should be made available to all home buyers regardless of their income or current housing status.

However, tax payers are concerned that these changes will see investors taking advantage of the tax break, which could be costly in the long term. It is also feared that while an extension may encourage more legitimate home buyers into the market, it will act as nothing more than a crutch for the current real estate market, when the market needs to start walking on its own in order to make a full recovery.

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The Residential and Commercial Real Estate Crossroad

By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

Article Source: Lereah, David (2009) Residential and Commercial Real Estate Headed in Different Directions; available online at http://www.upi.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

Article Source: Lereah, David (2009) Residential and Commercial Real Estate Headed in Different Directions; available online at http://www.upi.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

Article Source: Lereah, David (2009) Residential and Commercial Real Estate Headed in Different Directions; available online at http://www.upi.com

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© 2006+ Jeff Adolph GayRealEstate USA

Proudly Sponsored By:

By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

Article Source: Lereah, David (2009) Residential and Commercial Real Estate Headed in Different Directions; available online at http://www.upi.com

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Click on Comments below and share your thoughts and opinions, ask a real estate question or offer story suggestions...

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© 2006+ Jeff Adolph GayRealEstate USA

Proudly Sponsored By:

By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

Article Source: Lereah, David (2009) Residential and Commercial Real Estate Headed in Different Directions; available online at http://www.upi.com

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Click on Comments below and share your thoughts and opinions, ask a real estate question or offer story suggestions...

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© 2006+ Jeff Adolph GayRealEstate USA

Proudly Sponsored By:

By Jeff Adolph

Residential Real Estate

In a recent government report, released in August, it was revealed that while commercial construction was continuing to decrease, residential construction is increasing.

The Commerce Department's construction report states that 'private residential construction rose by 4.7%' and that nonresidential and public construction fell by 0.1% and 1.1% respectively. However, overall spending on construction had risen by 0.8%.

This news is definitly positive, especially when residential construction is expected to contribute to GDP growth during the third quarter of 2009, and well into 2010.

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© 2006+ Jeff Adolph GayRealEstate USA

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Real Estate Buying Tips

By JeffAdolph

Residential Real Estate

When buying real estate there a few 'must do's' that will enable you to purchase the home that you desire, in a favorable location, without too many headaches. Here are some 'hot tips' that will make buying your next home a much smoother transaction.

1) Conduct Research Prior to Buying- there is no specific time-frame for conducting market research. In fact some buyers spend a couple of days looking at the market while others take years. It is entirely up to you how long you spend researching the market before you buy, but it is a definite must do, so that you can familiarize yourself with the market and also establish what is or is not a good buy in terms of value.

2) Organize Your Finance Before You Buy - if you need to arrange a mortgage in order to purchase a home then it is advisable that you find and contact a financial institution before you start to look for a home in your price range rather than for one that is unaffordable.

3) Consider Buying Sooner Rather Than Later - real estate typically follows economic and political trends, which cycle every 7 to 10 years. The best time to buy real estate is when real estate prices are at their lowest, this way they become an asset as they appreciate in value. The current real estate cycle is said to be at its lowest and now starting to recover, which means prices are set to escalate.

4) Hire a Real Estate Professional- good realtors are worth their weight in gold because they have local market knowledge, are able to give you  a valuable insight and have access to detailed market analysis and other data that gives you a financial perspective on buying. Take your time to find a knowledgeable Realtor who can connect with you so that you can work effortlessly together to find a suitable home that fits in with your requirements.

Source: Housing Predictor.com (2009) Buying Real Estate; available online www.housingpredictor.com

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© 2006+ Jeff Adolph GayRealEstate USA

Proudly Sponsored By:

 

By JeffAdolph

Residential Real Estate

When buying real estate there a few 'must do's' that will enable you to purchase the home that you desire, in a favorable location, without too many headaches. Here are some 'hot tips' that will make buying your next home a much smoother transaction.

1) Conduct Research Prior to Buying- there is no specific time-frame for conducting market research. In fact some buyers spend a couple of days looking at the market while others take years. It is entirely up to you how long you spend researching the market before you buy, but it is a definite must do, so that you can familiarize yourself with the market and also establish what is or is not a good buy in terms of value.

2) Organize Your Finance Before You Buy - if you need to arrange a mortgage in order to purchase a home then it is advisable that you find and contact a financial institution before you start to look for a home in your price range rather than for one that is unaffordable.

3) Consider Buying Sooner Rather Than Later - real estate typically follows economic and political trends, which cycle every 7 to 10 years. The best time to buy real estate is when real estate prices are at their lowest, this way they become an asset as they appreciate in value. The current real estate cycle is said to be at its lowest and now starting to recover, which means prices are set to escalate.

4) Hire a Real Estate Professional- good realtors are worth their weight in gold because they have local market knowledge, are able to give you  a valuable insight and have access to detailed market analysis and other data that gives you a financial perspective on buying. Take your time to find a knowledgeable Realtor who can connect with you so that you can work effortlessly together to find a suitable home that fits in with your requirements.

Source: Housing Predictor.com (2009) Buying Real Estate; available online www.housingpredictor.com

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U.S Metropolitian Real Estate Forecast

By JeffAdolph

Residential Real Estate

According to HousingPredictor.com's annual real estate forecast, which is updated regularly throughout the year, the metropolitan markets are still well below the peak prices that they recorded a couple of years ago. Therefore if you are looking to buy, the present market represents a very favorable opportunity, especially if you are pre-approved for finance.

Some of the best home buys can be found in the following states:

Please note - the percentage rate refers to the decrease in home prices since the prices of homes in this area peaked.

1) New York, NY - 32.8%

2) Los Angeles, CA - 18.2%

3) Chicago, IL - 12.6%

4) Philadelphia, PA -9.4%

5) San Francisco, CA -17.6%

6) Dallas, TX -9.2%

7) Boston, MA - 16.8%

8) Atlanta, GA -16.1%

9) Washington, DC -19.2%

10) Houston, TX -9.8%

11) Detroit, MI -36.8%

12) Phoenix, AZ -35.9%

13) Tampa, FL -12.7%

14) Seattle, WA -17.4%

15) Minneapolis, MN -13.2%

16) Miami, FL -24.2%

17) Cleveland, OH -10.2%

18) Denver, CO -9.7%

19) Orlando, FL -13.8%

20) Sacramento, CA -15.7%

21) St. Louis, MO -11.0%

22) Portland, OR -15.8%

23) Pittsburgh, PA -10.3%

24) Charlotte, NC -13.8%

25) Indianapolis, IN -12.4%

Factors that influence these markets are unemployment, foreclosures and consumer confidence, as well as the credit crisis.

Source: HousingPredictor.com (2009) Major Real Estate Market Forecasts; available online www.housingpredictor.com  

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By JeffAdolph

Residential Real Estate

Some of the best home buys can be found in the following states:

Please note - the percentage rate refers to the decrease in home prices since the prices of homes in this area peaked.

1) New York, NY - 32.8%

2) Los Angeles, CA - 18.2%

3) Chicago, IL - 12.6%

4) Philadelphia, PA -9.4%

5) San Francisco, CA -17.6%

6) Dallas, TX -9.2%

7) Boston, MA - 16.8%

8) Atlanta, GA -16.1%

9) Washington, DC -19.2%

10) Houston, TX -9.8%

11) Detroit, MI -36.8%

12) Phoenix, AZ -35.9%

13) Tampa, FL -12.7%

14) Seattle, WA -17.4%

15) Minneapolis, MN -13.2%

16) Miami, FL -24.2%

17) Cleveland, OH -10.2%

18) Denver, CO -9.7%

19) Orlando, FL -13.8%

20) Sacramento, CA -15.7%

21) St. Louis, MO -11.0%

22) Portland, OR -15.8%

23) Pittsburgh, PA -10.3%

24) Charlotte, NC -13.8%

25) Indianapolis, IN -12.4%

Factors that influence these markets are unemployment, foreclosures and consumer confidence, as well as the credit crisis.

Source: HousingPredictor.com (2009) Major Real Estate Market Forecasts; available online www.housingpredictor.com  

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Real Estate Selling Facts

By JeffAdolph

Residential Real Estate

Your home is probably the largest asset that you will ever own and sell, therefore when it comes to selling your home you want to do it right to ensure that you get the best possible price. While many of us are aware of the real estate market many of us don't know the cold hard facts, so here are a few that may make you raise an eyebrow or two:

1) Today's Real Estate Market is Competitive - with internet marketing and other advertising, such as newspapers, you can literally find hundreds-of-thousands of homes for sale, across the nation, every week, and this makes finding the right home that much harder for buyers. In fact, it is estimated that less than 10% of realtors, nationally, sell homes with 'great consistency' due to the vast selection.

2) Multiple Listing Services (MLS) - it is estimated that there are more than 1800 MLS's in America today, many of which use newspapers, magazines, the internet and video presentations, as well as web sites to market properties.

3) For Sale By Owner - less than 10% of home owners are confident enough to sell their own home. This is thought to be associated with the laws and the legislation's associated with selling your home, all of which many home owners find daunting.

Source: HousingPredictor.com (2009) Success of Selling Real Estate; available online www.housingpredictor.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By JeffAdolph

Residential Real Estate

Your home is probably the largest asset that you will ever own and sell, therefore when it comes to selling your home you want to do it right to ensure that you get the best possible price. While many of us are aware of the real estate market many of us don't know the cold hard facts, so here are a few that may make you raise an eyebrow or two:

1) Today's Real Estate Market is Competitive - with internet marketing and other advertising, such as newspapers, you can literally find hundreds-of-thousands of homes for sale, across the nation, every week, and this makes finding the right home that much harder for buyers. In fact, it is estimated that less than 10% of realtors, nationally, sell homes with 'great consistency' due to the vast selection.

2) Multiple Listing Services (MLS) - it is estimated that there are more than 1800 MLS's in America today, many of which use newspapers, magazines, the internet and video presentations, as well as web sites to market properties.

3) For Sale By Owner - less than 10% of home owners are confident enough to sell their own home. This is thought to be associated with the laws and the legislation's associated with selling your home, all of which many home owners find daunting.

Source: HousingPredictor.com (2009) Success of Selling Real Estate; available online www.housingpredictor.com

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The Question of Another Housing Bubble has Arisen

By Jeff Adolph

Residential Real Estate

While the U.S housing market is beginning to stabilize and property prices are increasing, when compared

to 2008 figures, many industry experts are questioning whether or not we are about to experience a feeling of Deja-vu when it comes to the market bubble.

All market industry news is positive at present with the National Association of Home Builders (NAHB) reporting that the housing market index has risen for the third consecutive month and the Case-Schiller Index reporting that home prices have risen in most U.S cities.

Joel Naroff, chief economist at Naroff Economic Advisers said, "The housing sector is likely to start adding to growth rather than holding back the economy."

The improvement in the real estate market is thought to be attributed to the ebb and flow of the market, also known as market rule, which typically cycles every 15 years in the U.S, along with low interest rates, government grants and assistance, and the economic (macro) environment.

In fact, Ben Bernanke, Chairman of the Federal Reserve, and other economists believe that the recession is 'very likely over' as consumers are once again spending.

Thus, many real estate experts feel that the market in America is now entering another 15 year cycle where is will continue to increase in value before possibly encountering another bust.

Source: Lui, Lina (2009) Is U.S Hosing Market on Track of Sustainable Upturn?; available online at http://www.news.xinhuanet.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

While the U.S housing market is beginning to stabilize and property prices are increasing, when compared

to 2008 figures, many industry experts are questioning whether or not we are about to experience a feeling of Deja-vu when it comes to the market bubble.

All market industry news is positive at present with the National Association of Home Builders (NAHB) reporting that the housing market index has risen for the third consecutive month and the Case-Schiller Index reporting that home prices have risen in most U.S cities.

Joel Naroff, chief economist at Naroff Economic Advisers said, "The housing sector is likely to start adding to growth rather than holding back the economy."

The improvement in the real estate market is thought to be attributed to the ebb and flow of the market, also known as market rule, which typically cycles every 15 years in the U.S, along with low interest rates, government grants and assistance, and the economic (macro) environment.

In fact, Ben Bernanke, Chairman of the Federal Reserve, and other economists believe that the recession is 'very likely over' as consumers are once again spending.

Thus, many real estate experts feel that the market in America is now entering another 15 year cycle where is will continue to increase in value before possibly encountering another bust.

Source: Lui, Lina (2009) Is U.S Hosing Market on Track of Sustainable Upturn?; available online at http://www.news.xinhuanet.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

While the U.S housing market is beginning to stabilize and property prices are increasing, when compared

to 2008 figures, many industry experts are questioning whether or not we are about to experience a feeling of Deja-vu when it comes to the market bubble.

All market industry news is positive at present with the National Association of Home Builders (NAHB) reporting that the housing market index has risen for the third consecutive month and the Case-Schiller Index reporting that home prices have risen in most U.S cities.

Joel Naroff, chief economist at Naroff Economic Advisers said, "The housing sector is likely to start adding to growth rather than holding back the economy."

The improvement in the real estate market is thought to be attributed to the ebb and flow of the market, also known as market rule, which typically cycles every 15 years in the U.S, along with low interest rates, government grants and assistance, and the economic (macro) environment.

In fact, Ben Bernanke, Chairman of the Federal Reserve, and other economists believe that the recession is 'very likely over' as consumers are once again spending.

Thus, many real estate experts feel that the market in America is now entering another 15 year cycle where is will continue to increase in value before possibly encountering another bust.

Source: Lui, Lina (2009) Is U.S Hosing Market on Track of Sustainable Upturn?; available online at http://www.news.xinhuanet.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

While the U.S housing market is beginning to stabilize and property prices are increasing, when compared

to 2008 figures, many industry experts are questioning whether or not we are about to experience a feeling of Deja-vu when it comes to the market bubble.

All market industry news is positive at present with the National Association of Home Builders (NAHB) reporting that the housing market index has risen for the third consecutive month and the Case-Schiller Index reporting that home prices have risen in most U.S cities.

Joel Naroff, chief economist at Naroff Economic Advisers said, "The housing sector is likely to start adding to growth rather than holding back the economy."

The improvement in the real estate market is thought to be attributed to the ebb and flow of the market, also known as market rule, which typically cycles every 15 years in the U.S, along with low interest rates, government grants and assistance, and the economic (macro) environment.

In fact, Ben Bernanke, Chairman of the Federal Reserve, and other economists believe that the recession is 'very likely over' as consumers are once again spending.

Thus, many real estate experts feel that the market in America is now entering another 15 year cycle where is will continue to increase in value before possibly encountering another bust.

Source: Lui, Lina (2009) Is U.S Hosing Market on Track of Sustainable Upturn?; available online at http://www.news.xinhuanet.com

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By Jeff Adolph

Residential Real Estate

All market industry news is positive at present with the National Association of Home Builders (NAHB) reporting that the housing market index has risen for the third consecutive month and the Case-Schiller Index reporting that home prices have risen in most U.S cities.

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New York Real Estate

By Jeff Adolph

Residential Real Estate

For New York the main indicator of economic stability stems from Wall Street, and when Wall Street becomes troubled so to does New York's residential and commercial real estate as jobs become scarce and businesses close.

At present, many commercial and residential properties across New York are vacant, but the positive news is that government incentives and low interest rates are encouraging buyers to invest in 'some boroughs and even Manhattan's devastated residential market.'

Apartment sales in Manhattan are at an all time low and home prices are said to be still declining in New York. However this represents good news for buyers who are hoping to break into the market, especially when interest rates are so low and the government $8K home buyers tax incentive is making home ownership more affordable.

The average price of a Manhattan apartment is said to have decreased by 25% to $1.25 million. And, the areas with the greatest price depreciation are Manhattan -29.7%; Long Island -20.3%; Albany -9.6%; Rochester -8.8%; Glen Falls -18.9%; Buffalo -12.2% and Syracuse -9.1%.

The most popular areas for home buying in New York at present are Queens, Staten Island, and Brooklyn.

However if you are looking to buy in this area it is a now or never senerio, as it is anticipated that the price decline of apartments in New York will come to a halt in the near future and that prices will being to turn as buyer activity increases.

Article Source: Housing Predictor (2009) New York Real Estate Market Continues Rapid Decline; available online at http://www.housingpredictor.com

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By Jeff Adolph

Residential Real Estate

For New York the main indicator of economic stability stems from Wall Street, and when Wall Street becomes troubled so to does New York's residential and commercial real estate as jobs become scarce and businesses close.

At present, many commercial and residential properties across New York are vacant, but the positive news is that government incentives and low interest rates are encouraging buyers to invest in 'some boroughs and even Manhattan's devastated residential market.'

Apartment sales in Manhattan are at an all time low and home prices are said to be still declining in New York. However this represents good news for buyers who are hoping to break into the market, especially when interest rates are so low and the government $8K home buyers tax incentive is making home ownership more affordable.

The average price of a Manhattan apartment is said to have decreased by 25% to $1.25 million. And, the areas with the greatest price depreciation are Manhattan -29.7%; Long Island -20.3%; Albany -9.6%; Rochester -8.8%; Glen Falls -18.9%; Buffalo -12.2% and Syracuse -9.1%.

The most popular areas for home buying in New York at present are Queens, Staten Island, and Brooklyn.

However if you are looking to buy in this area it is a now or never senerio, as it is anticipated that the price decline of apartments in New York will come to a halt in the near future and that prices will being to turn as buyer activity increases.

Article Source: Housing Predictor (2009) New York Real Estate Market Continues Rapid Decline; available online at http://www.housingpredictor.com

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By Jeff Adolph

Residential Real Estate

For New York the main indicator of economic stability stems from Wall Street, and when Wall Street becomes troubled so to does New York's residential and commercial real estate as jobs become scarce and businesses close.

At present, many commercial and residential properties across New York are vacant, but the positive news is that government incentives and low interest rates are encouraging buyers to invest in 'some boroughs and even Manhattan's devastated residential market.'

Apartment sales in Manhattan are at an all time low and home prices are said to be still declining in New York. However this represents good news for buyers who are hoping to break into the market, especially when interest rates are so low and the government $8K home buyers tax incentive is making home ownership more affordable.

The average price of a Manhattan apartment is said to have decreased by 25% to $1.25 million. And, the areas with the greatest price depreciation are Manhattan -29.7%; Long Island -20.3%; Albany -9.6%; Rochester -8.8%; Glen Falls -18.9%; Buffalo -12.2% and Syracuse -9.1%.

The most popular areas for home buying in New York at present are Queens, Staten Island, and Brooklyn.

However if you are looking to buy in this area it is a now or never senerio, as it is anticipated that the price decline of apartments in New York will come to a halt in the near future and that prices will being to turn as buyer activity increases.

Article Source: Housing Predictor (2009) New York Real Estate Market Continues Rapid Decline; available online at http://www.housingpredictor.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

For New York the main indicator of economic stability stems from Wall Street, and when Wall Street becomes troubled so to does New York's residential and commercial real estate as jobs become scarce and businesses close.

At present, many commercial and residential properties across New York are vacant, but the positive news is that government incentives and low interest rates are encouraging buyers to invest in 'some boroughs and even Manhattan's devastated residential market.'

Apartment sales in Manhattan are at an all time low and home prices are said to be still declining in New York. However this represents good news for buyers who are hoping to break into the market, especially when interest rates are so low and the government $8K home buyers tax incentive is making home ownership more affordable.

The average price of a Manhattan apartment is said to have decreased by 25% to $1.25 million. And, the areas with the greatest price depreciation are Manhattan -29.7%; Long Island -20.3%; Albany -9.6%; Rochester -8.8%; Glen Falls -18.9%; Buffalo -12.2% and Syracuse -9.1%.

The most popular areas for home buying in New York at present are Queens, Staten Island, and Brooklyn.

However if you are looking to buy in this area it is a now or never senerio, as it is anticipated that the price decline of apartments in New York will come to a halt in the near future and that prices will being to turn as buyer activity increases.

Article Source: Housing Predictor (2009) New York Real Estate Market Continues Rapid Decline; available online at http://www.housingpredictor.com

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By Jeff Adolph

Residential Real Estate

At present, many commercial and residential properties across New York are vacant, but the positive news is that government incentives and low interest rates are encouraging buyers to invest in 'some boroughs and even Manhattan's devastated residential market.'

Apartment sales in Manhattan are at an all time low and home prices are said to be still declining in New York. However this represents good news for buyers who are hoping to break into the market, especially when interest rates are so low and the government $8K home buyers tax incentive is making home ownership more affordable.

The most popular areas for home buying in New York at present are Queens, Staten Island, and Brooklyn.

However if you are looking to buy in this area it is a now or never senerio, as it is anticipated that the price decline of apartments in New York will come to a halt in the near future and that prices will being to turn as buyer activity increases.

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Shift in Consumer Trends May Influence House Buying in the Future

By Jeff Adolph

Residential Real Estate

According to reports from the Federal Reserve Americans have the lowest rate of debt since 1991, with consumer loan amounts, credit card debt and automobile loans continuing to decline over the last 6 consecutive months. The amount owed on homes has declined by 3% from a peak of $1.13 trillion in Mid-2007.

 

This is believed to be attributed to the fact that many Americans are saving money with reports that saving account values have risen by as much as 5% since the recession was announced being made. And, this rate of savings is believed to be the highest it has been in 15 years.

 

It is this save more, spend-less trend that experts feel will change the real estate market in real-estate centric regions, such as Southern California. This will then mean that Californian homeowners will seek more energy efficient homes, closer to work and access to public transit over luxury fittings and fixtures that are more expensive.

 

Walter Maloney, spokesman for the National Association of Realtors said, "We'll probably be seeing a trend toward smaller, greener, less-costly-to-maintain houses. It's a return to basics."

Article Source: Jacobs, Chip (2009) Recession May Forge a Housing Shift in California; available online at http://wwwlatimes.com

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By Jeff Adolph

Residential Real Estate

According to reports from the Federal Reserve Americans have the lowest rate of debt since 1991, with consumer loan amounts, credit card debt and automobile loans continuing to decline over the last 6 consecutive months. The amount owed on homes has declined by 3% from a peak of $1.13 trillion in Mid-2007.

 

This is believed to be attributed to the fact that many Americans are saving money with reports that saving account values have risen by as much as 5% since the recession was announced being made. And, this rate of savings is believed to be the highest it has been in 15 years.

 

It is this save more, spend-less trend that experts feel will change the real estate market in real-estate centric regions, such as Southern California. This will then mean that Californian homeowners will seek more energy efficient homes, closer to work and access to public transit over luxury fittings and fixtures that are more expensive.

 

Walter Maloney, spokesman for the National Association of Realtors said, "We'll probably be seeing a trend toward smaller, greener, less-costly-to-maintain houses. It's a return to basics."

Article Source: Jacobs, Chip (2009) Recession May Forge a Housing Shift in California; available online at http://wwwlatimes.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

According to reports from the Federal Reserve Americans have the lowest rate of debt since 1991, with consumer loan amounts, credit card debt and automobile loans continuing to decline over the last 6 consecutive months. The amount owed on homes has declined by 3% from a peak of $1.13 trillion in Mid-2007.

 

This is believed to be attributed to the fact that many Americans are saving money with reports that saving account values have risen by as much as 5% since the recession was announced being made. And, this rate of savings is believed to be the highest it has been in 15 years.

 

It is this save more, spend-less trend that experts feel will change the real estate market in real-estate centric regions, such as Southern California. This will then mean that Californian homeowners will seek more energy efficient homes, closer to work and access to public transit over luxury fittings and fixtures that are more expensive.

 

Walter Maloney, spokesman for the National Association of Realtors said, "We'll probably be seeing a trend toward smaller, greener, less-costly-to-maintain houses. It's a return to basics."

Article Source: Jacobs, Chip (2009) Recession May Forge a Housing Shift in California; available online at http://wwwlatimes.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

According to reports from the Federal Reserve Americans have the lowest rate of debt since 1991, with consumer loan amounts, credit card debt and automobile loans continuing to decline over the last 6 consecutive months. The amount owed on homes has declined by 3% from a peak of $1.13 trillion in Mid-2007.

 

This is believed to be attributed to the fact that many Americans are saving money with reports that saving account values have risen by as much as 5% since the recession was announced being made. And, this rate of savings is believed to be the highest it has been in 15 years.

 

It is this save more, spend-less trend that experts feel will change the real estate market in real-estate centric regions, such as Southern California. This will then mean that Californian homeowners will seek more energy efficient homes, closer to work and access to public transit over luxury fittings and fixtures that are more expensive.

 

Walter Maloney, spokesman for the National Association of Realtors said, "We'll probably be seeing a trend toward smaller, greener, less-costly-to-maintain houses. It's a return to basics."

Article Source: Jacobs, Chip (2009) Recession May Forge a Housing Shift in California; available online at http://wwwlatimes.com

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By Jeff Adolph

Residential Real Estate

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Home Remodeling Tips

By Jeff Adolph

Residential Real Estate

If you are about to remodel your home, former builder and remodeling instructor, John, author of Home Renovation 101, recommends the following tips:

A) Organize your home remodeling into folders before you start any project. This way you can keep track of everything you are about to do to, or wish to do in the future, and it makes for easy reference later on. Make sure you mark your folders clearly and use a system that suits your requirements. For example, if you are remodeling your bathroom get an expanding folder and mark each section of the bathroom that you will working on, such as tiling, accessories, plumbing etc. 

B) Make sure you know exactly what you want and where you want it installed to, so that you minimize the time that professionals such as plumbers are at your property for, as many charge by the hour and can be costly.

C) Building codes often dictate to the number of electrical outlets a room has. However, it is advisable to consider where these are going to be put before they are installed so that your electrician does not put them where he thinks they are best suited. By thinking ahead you'll end up with strategically placed outlets rather than ones covered by your furniture and other belongings.

C) Always dial before you dig. Never let a contractor dig into the ground around your home without first checking where your underground utilities are located, or this may be a costly mistake. Instead, phone your local utility services and inform them of your remodeling project, so that they can mark your services out clearly beforehand.

D) When your painters arrive make sure that you ask them to leave you with a can of paint so that you can use this for any touch-ups in the future, or so that you can get the color duplicated.

E) Crown molding and remodeling bathrooms and kitchens are three of the best ways to add value to your home and spend your $'s wisely when remodeling your home.

Article Source: John (2009) Remodeling Tips; available online at http://www.renovation101.com

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By Jeff Adolph

Residential Real Estate

If you are about to remodel your home, former builder and remodeling instructor, John, author of Home Renovation 101, recommends the following tips:

A) Organize your home remodeling into folders before you start any project. This way you can keep track of everything you are about to do to, or wish to do in the future, and it makes for easy reference later on. Make sure you mark your folders clearly and use a system that suits your requirements. For example, if you are remodeling your bathroom get an expanding folder and mark each section of the bathroom that you will working on, such as tiling, accessories, plumbing etc. 

B) Make sure you know exactly what you want and where you want it installed to, so that you minimize the time that professionals such as plumbers are at your property for, as many charge by the hour and can be costly.

C) Building codes often dictate to the number of electrical outlets a room has. However, it is advisable to consider where these are going to be put before they are installed so that your electrician does not put them where he thinks they are best suited. By thinking ahead you'll end up with strategically placed outlets rather than ones covered by your furniture and other belongings.

C) Always dial before you dig. Never let a contractor dig into the ground around your home without first checking where your underground utilities are located, or this may be a costly mistake. Instead, phone your local utility services and inform them of your remodeling project, so that they can mark your services out clearly beforehand.

D) When your painters arrive make sure that you ask them to leave you with a can of paint so that you can use this for any touch-ups in the future, or so that you can get the color duplicated.

E) Crown molding and remodeling bathrooms and kitchens are three of the best ways to add value to your home and spend your $'s wisely when remodeling your home.

Article Source: John (2009) Remodeling Tips; available online at http://www.renovation101.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

If you are about to remodel your home, former builder and remodeling instructor, John, author of Home Renovation 101, recommends the following tips:

A) Organize your home remodeling into folders before you start any project. This way you can keep track of everything you are about to do to, or wish to do in the future, and it makes for easy reference later on. Make sure you mark your folders clearly and use a system that suits your requirements. For example, if you are remodeling your bathroom get an expanding folder and mark each section of the bathroom that you will working on, such as tiling, accessories, plumbing etc. 

B) Make sure you know exactly what you want and where you want it installed to, so that you minimize the time that professionals such as plumbers are at your property for, as many charge by the hour and can be costly.

C) Building codes often dictate to the number of electrical outlets a room has. However, it is advisable to consider where these are going to be put before they are installed so that your electrician does not put them where he thinks they are best suited. By thinking ahead you'll end up with strategically placed outlets rather than ones covered by your furniture and other belongings.

C) Always dial before you dig. Never let a contractor dig into the ground around your home without first checking where your underground utilities are located, or this may be a costly mistake. Instead, phone your local utility services and inform them of your remodeling project, so that they can mark your services out clearly beforehand.

D) When your painters arrive make sure that you ask them to leave you with a can of paint so that you can use this for any touch-ups in the future, or so that you can get the color duplicated.

E) Crown molding and remodeling bathrooms and kitchens are three of the best ways to add value to your home and spend your $'s wisely when remodeling your home.

Article Source: John (2009) Remodeling Tips; available online at http://www.renovation101.com

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© 2006+ Jeff Adolph GayRealEstate USA

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By Jeff Adolph

Residential Real Estate

If you are about to remodel your home, former builder and remodeling instructor, John, author of Home Renovation 101, recommends the following tips:

B) Make sure you know exactly what you want and where you want it installed to, so that you minimize the time that professionals such as plumbers are at your property for, as many charge by the hour and can be costly.

C) Building codes often dictate to the number of electrical outlets a room has. However, it is advisable to consider where these are going to be put before they are installed so that your electrician does not put them where he thinks they are best suited. By thinking ahead you'll end up with strategically placed outlets rather than ones covered by your furniture and other belongings.

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The New Age of Timeshares -- Part 2

By Jeff Adolph

Property Investment

The advantages of owning a timeshare are numerous, and this is why they are becoming more popular. Here are a few reasons why many vacationers are opting for timeshares:

1) The cost of your vacation remains the same year-after-year.

2) You are able to choose different resorts and locations to vacation in, and you can even go on cruises.

3) You can elect to return to your favorite holiday destination year-after-year so that you can create fond family memories.

4) You are able to use the resorts full facilities and enjoy their services.

5) You can choose the size of your unit, or condo, so that you can vacation with friends and family when you choose.

6) Most timeshare units have kitchens so that you can prepare your own meals and reduce the costs of your vacation.

7) The timeshare industry is regulated to prevent any misconduct, and to maximize consumer satisfaction. For more information please go to the American Resort Development Association (ARDA) website.

Typically, timeshares cost approximately $16,000 on average, with annual maintenance fees of $500. Therefore, a family of 4-6 who stay in a two bedroom condo for 1-2 weeks can expect to pay approximately $40,000 for 25 years of quality vacationing, or $1,600 a year. Whereas the same family staying in a motel (2 rooms), for seven nights, could expect to pay approximately $85,000 over the same time.

If you are interested in looking into timeshares in greater detail, please visit a timeshare site to find out what resorts are on offer, and whether or not these suit your vacation requirements.

Article Source: Timeshares.com (2009) Timeshares Defined; available online at http://www.timeshares.com

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By Jeff Adolph

Property Investment

The advantages of owning a timeshare are numerous, and this is why they are becoming more popular. Here are a few reasons why many vacationers are opting for timeshares:

1) The cost of your vacation remains the same year-after-year.

2) You are able to choose different resorts and locations to vacation in, and you can even go on cruises.

3) You can elect to return to your favorite holiday destination year-after-year so that you can create fond family memories.

4) You are able to use the resorts full facilities and enjoy their services.

5) You can choose the size of your unit, or condo, so that you can vacation with friends and family when you choose.

6) Most timeshare units have kitchens so that you can prepare your own meals and reduce the costs of your vacation.

7) The timeshare industry is regulated to prevent any misconduct, and to maximize consumer satisfaction. For more information please go to the American Resort Development Association (ARDA) website.

Typically, timeshares cost approximately $16,000 on average, with annual maintenance fees of $500. Therefore, a family of 4-6 who stay in a two bedroom condo for 1-2 weeks can expect to pay approximately $40,000 for 25 years of quality vacationing, or $1,600 a year. Whereas the same family staying in a motel (2 rooms), for seven nights, could expect to pay approximately $85,000 over the same time.

If you are interested in looking into timeshares in greater detail, please visit a timeshare site to find out what resorts are on offer, and whether or not these suit your vacation requirements.

Article Source: Timeshares.com (2009) Timeshares Defined; available online at http://www.timeshares.com

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By Jeff Adolph

Property Investment

The advantages of owning a timeshare are numerous, and this is why they are becoming more popular. Here are a few reasons why many vacationers are opting for timeshares:

1) The cost of your vacation remains the same year-after-year.

2) You are able to choose different resorts and locations to vacation in, and you can even go on cruises.

3) You can elect to return to your favorite holiday destination year-after-year so that you can create fond family memories.

4) You are able to use the resorts full facilities and enjoy their services.

5) You can choose the size of your unit, or condo, so that you can vacation with friends and family when you choose.

6) Most timeshare units have kitchens so that you can prepare your own meals and reduce the costs of your vacation.

7) The timeshare industry is regulated to prevent any misconduct, and to maximize consumer satisfaction. For more information please go to the American Resort Development Association (ARDA) website.

Typically, timeshares cost approximately $16,000 on average, with annual maintenance fees of $500. Therefore, a family of 4-6 who stay in a two bedroom condo for 1-2 weeks can expect to pay approximately $40,000 for 25 years of quality vacationing, or $1,600 a year. Whereas the same family staying in a motel (2 rooms), for seven nights, could expect to pay approximately $85,000 over the same time.

If you are interested in looking into timeshares in greater detail, please visit a timeshare site to find out what resorts are on offer, and whether or not these suit your vacation requirements.

Article Source: Timeshares.com (2009) Timeshares Defined; available online at http://www.timeshares.com

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By Jeff Adolph

Property Investment

The advantages of owning a timeshare are numerous, and this is why they are becoming more popular. Here are a few reasons why many vacationers are opting for timeshares:

1) The cost of your vacation remains the same year-after-year.

2) You are able to choose different resorts and locations to vacation in, and you can even go on cruises.

3) You can elect to return to your favorite holiday destination year-after-year so that you can create fond family memories.

4) You are able to use the resorts full facilities and enjoy their services.

5) You can choose the size of your unit, or condo, so that you can vacation with friends and family when you choose.

6) Most timeshare units have kitchens so that you can prepare your own meals and reduce the costs of your vacation.

7) The timeshare industry is regulated to prevent any misconduct, and to maximize consumer satisfaction. For more information please go to the American Resort Development Association (ARDA) website.

Typically, timeshares cost approximately $16,000 on average, with annual maintenance fees of $500. Therefore, a family of 4-6 who stay in a two bedroom condo for 1-2 weeks can expect to pay approximately $40,000 for 25 years of quality vacationing, or $1,600 a year. Whereas the same family staying in a motel (2 rooms), for seven nights, could expect to pay approximately $85,000 over the same time.

If you are interested in looking into timeshares in greater detail, please visit a timeshare site to find out what resorts are on offer, and whether or not these suit your vacation requirements.

Article Source: Timeshares.com (2009) Timeshares Defined; available online at http://www.timeshares.com

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By Jeff Adolph

Property Investment

The advantages of owning a timeshare are numerous, and this is why they are becoming more popular. Here are a few reasons why many vacationers are opting for timeshares:

1) The cost of your vacation remains the same year-after-year.

2) You are able to choose different resorts and locations to vacation in, and you can even go on cruises.

3) You can elect to return to your favorite holiday destination year-after-year so that you can create fond family memories.

4) You are able to use the resorts full facilities and enjoy their services.

5) You can choose the size of your unit, or condo, so that you can vacation with friends and family when you choose.

6) Most timeshare units have kitchens so that you can prepare your own meals and reduce the costs of your vacation.

7) The timeshare industry is regulated to prevent any misconduct, and to maximize consumer satisfaction. For more information please go to the American Resort Development Association (ARDA) website.

Typically, timeshares cost approximately $16,000 on average, with annual maintenance fees of $500. Therefore, a family of 4-6 who stay in a two bedroom condo for 1-2 weeks can expect to pay approximately $40,000 for 25 years of quality vacationing, or $1,600 a year. Whereas the same family staying in a motel (2 rooms), for seven nights, could expect to pay approximately $85,000 over the same time.

If you are interested in looking into timeshares in greater detail, please visit a timeshare site to find out what resorts are on offer, and whether or not these suit your vacation requirements.

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